If you are a potential borrower for a Freddie commercial loan, make sure you meet the eligibility criteria for this loan. All candidates are required by the lenders to show a proof of income for the last two years. It means that you fail to show a proof of employment or income for at least 2 years, you are not eligible to apply for this loan. In addition, if your debt-to-income ratio is more than 36%, mortgage lender will reject your loan application. That’s why, it is very important to carefully check if meet the requirements for this loan or not.