It is so hard to find a loan now a days. I have went to many different places, but have yet to meet all of their criteria. I just want to pay off some old credit cards and small medical bills. A friend of mine told me to look into a singapore personal loan, because they are great to work with and except more applications. I did not even think about looking out of country for my loan needs. I am very glad that I did. Everything they told me they held up. I had no hidden fees that were not explained to me.