My son has gotten himself into quite a financial predicament. Little did I know, but since he’s been laid off from work he has been getting personal loans from the internet to pay his regular monthly bills. I am so worried about him because now he is at the point that he can’t pay his regular bills or the loan payments. Are there any companies that might consolidate these loans for him so he could have one lower monthly payment? He isn’t working, but his wife does have a job and she could make the payments until he finds a new job.