Although most people have not heard of self-directed 401Ks and self-directed IRAs, they are the perfect vehicle for taking control of your financial future if you are a small business owner. Nothing provides as much flexibility and power.
The catch is that you must be able to do your own management of the accounting and IRS aspects of this unique plan. If you screw it up, you are responsible. That is why we choose to use a speciality company like PGI Agency Self Directed 401Ks and IRAs to help us keep in compliance.
You will still need an accountant to ensure IRS compliance, but these specialty self-directed 401K and IRA companies will help in a big way.