When you need money, there are often options available to you that you don't normally think of. For instance, instead of begging funds off parents, siblings and other close people in your life, hit up lenders who have an online presence for personal loan funds. Yes, simply click their interactive web forms, enter your personal and financial info like name, address, place of business, average pay check amount, amount you want to borrow, collateral you have, and notes you feel like including and other tidbits of info. Submit and have a short wait to see if you are approved. Simple!