I had a car accident a couple of days ago. This accident was totally my fault and I take full responsibility for it. My car is very damaged, but my insurance company won't pay for my car repair services. I need some help right now and I will apply for a personal loan in singapore. That is my only way out of this one. I hope that I will get back on my feet once again. Things are hard right now, but I will never lose hope. I know that I can make it and I will try my best. I have to be strong.