There are so many individuals who find themselves in a position where they are living from paycheck to paycheck. If something happens, and they do not get their paycheck for the month financially they are basically destroyed. They have very little savings, and so if something comes up that is outside of the amount of money that they have budgeted for the month, they find themselves overly frustrated and unable to keep moving forward. Many people have seen the benefits of getting personal loans to help them through some of the more difficult financial experiences that they have. These loans can be paid back with a small amount of interest.